Economics & Strategy Mental Models

Mental models from microeconomics, game theory, and strategic thinking. Incentives, opportunity cost, comparative advantage, and network effects.

Mental models from microeconomics, game theory, and strategic thinking. Incentives, opportunity cost, comparative advantage, and network effects.

Browse all mental models in this discipline below.

Margin of Safety

Build a buffer between what you expect and what you plan for. The world will surprise you.

Foundation General Thinking

Opportunity Cost

The true cost of anything is whatever you give up to get it — including the next best alternative.

Foundation Economics

Antifragility

Some things don't just survive shocks — they get stronger from them. Position yourself to benefit from disorder.

Intermediate Systems Thinking

Loss Aversion

Losses hurt roughly twice as much as equivalent gains feel good — and this asymmetry distorts nearly every decision you make.

Intermediate Psychology

Incentives

Never ask why someone is behaving a certain way until you understand what they're incentivised to do.

Foundation Economics

Comparative Advantage

Do what you're relatively best at, even if someone else is absolutely better at everything.

Intermediate Economics

Supply and Demand

The price and availability of anything — goods, jobs, attention, ideas — is shaped by how much exists relative to how much is wanted.

Foundation Economics

Red Queen Effect

You have to keep running just to stay in place — because everyone else is running too.

Intermediate Biology

Marginal Thinking

Don't evaluate the total — evaluate the next unit. The value of one more hour, one more dollar, one more feature is what matters.

Intermediate Economics

Sunk Cost Fallacy

Money, time, or effort already spent should not influence future decisions — but it almost always does.

Foundation Economics

Asymmetric Risk

Seek decisions where the potential upside vastly outweighs the potential downside — even if success is unlikely.

Intermediate Economics

Accountability

People who bear consequences make better decisions. Design systems where decision-makers face the results of their choices.

Foundation General Thinking
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Adverse Selection

When one side of a market has more information, the people most likely to participate are those who benefit most — often at the other side's expense.

Intermediate Economics

Asymmetric Information

One party in a transaction knows more than the other. This imbalance drives much of economic behaviour.

Intermediate Economics

Barbell Strategy

Combine extreme safety with small, high-upside bets. Avoid the dangerous middle.

Intermediate Economics

Creative Destruction

Economic progress requires old industries and methods to be destroyed by new ones. The process is painful but essential for growth.

Intermediate Economics
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Decoy Effect

Adding a clearly inferior option makes one of the other options look more attractive by comparison.

Intermediate Psychology

Diminishing Returns

Each additional unit of input produces less additional output. The first hour of practice helps more than the hundredth.

Foundation Economics
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Endowment Effect

We value things more once we own them — simply possessing something increases its perceived worth.

Foundation Psychology

Ergodicity

The average outcome for a group can be completely different from the typical outcome for an individual over time.

Advanced Mathematics
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Expected Value

Multiply each possible outcome by its probability and sum them. The mathematically optimal choice is the one with the highest expected value.

Intermediate Mathematics

Hyperbolic Discounting

We strongly prefer immediate rewards over future ones, even when waiting would give us much more. $100 today feels better than $120 next month.

Foundation Psychology

Incentive-Caused Bias

Never ask someone for their opinion on something when their income depends on giving you a particular answer.

Foundation Psychology

Leverage

Small inputs that produce disproportionately large outputs. Time, capital, code, media, and labour can all be leveraged.

Foundation General Thinking
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Market for Lemons

When buyers can't distinguish quality, sellers of high-quality goods exit the market because they can't get fair prices — leaving only low-quality goods.

Intermediate Economics

Mental Accounting

We treat money differently depending on where it came from or what we've labelled it, even though a dollar is a dollar.

Intermediate Economics
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Moral Hazard

When you're insulated from the consequences of risk, you take more risk.

Intermediate Economics

Network Effects

Some products become more valuable as more people use them — creating winner-take-all dynamics.

Intermediate Economics

Optionality

Create situations with limited downside and unlimited upside. Keep your options open until you have to commit.

Intermediate Economics
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Paradox of Choice

More options don't always make us happier — beyond a threshold, additional choices increase anxiety, regret, and decision paralysis.

Foundation Psychology

Path Dependence

Where you end up depends heavily on where you started and the sequence of steps taken — not just the destination's inherent qualities.

Intermediate Systems Thinking
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Price Discrimination

Charging different prices to different customers for the same product, based on their willingness to pay.

Intermediate Economics
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Principal-Agent Problem

When someone acts on your behalf, their interests may diverge from yours.

Intermediate Economics

Prisoner's Dilemma

When two parties would both benefit from cooperating but each has an individual incentive to defect, the result is often mutual loss.

Intermediate Economics

Satisficing vs Maximising

Choose the first option that meets your criteria rather than exhaustively searching for the best possible option.

Foundation Psychology

Skin in the Game

People with something to lose make better decisions than those who are insulated from consequences.

Intermediate Economics
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Specialisation vs Generalisation

Specialists exploit narrow advantages efficiently. Generalists adapt to change flexibly. The optimal strategy depends on environmental stability.

Intermediate Biology
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Symbiosis

Organisms (and organisations) can form mutually beneficial relationships where both parties gain more together than either would alone.

Foundation Biology

The Peter Principle

People are promoted based on their current performance until they reach a role they're incompetent at — where they remain.

Foundation Psychology
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Tragedy of the Commons

When everyone has access to a shared resource and acts in self-interest, the resource gets depleted.

Intermediate Economics

Winner's Curse

In competitive bidding, the winner often overpays because winning means you valued the item more than everyone else — likely too much.

Intermediate Economics
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Zero-Sum vs Positive-Sum

Some situations have a fixed pie where one person's gain is another's loss. Many situations have an expandable pie where everyone can gain.

Foundation Economics